Empowering Communities With Dignity
We provide interest-free microfinance to help individuals become self-reliant, uplift communities, and build a stronger, united Pakistan — free from poverty and full of hope.
Explore Our ProgramsAkhuwat Microfinance Loan
Empowering Lives Through Interest-Free Support
Akhuwat Microfinance provides interest-free loans to uplift the underserved in Pakistan. From launching businesses to accessing education and owning a home, our model fosters dignity, self-reliance, and social justice.
Business Loan
Supporting micro-entrepreneurs to start or expand small businesses for a sustainable income.
Education Loan
Helping students from low-income families pursue higher education without financial stress.
Housing Loan
Offering interest-free loans to build, buy, or renovate homes for families in need.
Akhuwat Microfinance Loan
Interest- Free Support for Business Education and Housing
Akhuwat Microfinance Loan is a flagship initiative of the Akhuwat Foundation, aimed at eradicating poverty by offering interest-free loans (Qarz-e-Hasna) to underprivileged individuals across Pakistan. Founded in 2001, Akhuwat follows the Islamic principle of mutual support and dignity. The program provides three core types of microfinance loans: Business Loans to help individuals start or expand small enterprises, Housing Loans to assist low-income families in constructing or renovating their homes, and Education Loans to empower deserving students in pursuing their academic dreams. By utilizing mosques as distribution centers and fostering community ownership, Akhuwat has built a transparent, trust-based system that has served millions and continues to grow as a symbol of hope, self-reliance, and social justice in Pakistan.
Our Impact
Akhuwat Microfinance at a Glance
5 Million+
Interest-Free Loans Disbursed
3.5 Million+
Families Empowered
800+
Branches Nationwide
100,000+
Students Receiving Free Education
Explore Our Interest-Free Loan Options
Housing Support Loan
Build Your Safe Space
At Akhuwat Microfinance, we believe that every family deserves a safe and dignified place to live. Our housing support loan is designed to help eligible individuals build, repair, or improve their homes. This interest-free loan is offered with the aim of promoting stability and better living conditions for families in need. The application process is simple, and local verification ensures that support reaches the deserving. Whether you want to build a new room, fix your roof, or improve sanitation, our housing loan offers a practical solution through a compassionate approach.
Business Support Loan
Empowering Small Enterprises
Akhuwat Microfinance offers interest-free business support loans to individuals seeking to start or expand small-scale businesses. These loans are designed to promote self-reliance and financial stability by helping people invest in their skills, ideas, and local enterprises. Whether it’s setting up a shop, purchasing tools, or growing an existing venture, our program supports sustainable income generation. Each application is carefully reviewed and locally verified to ensure the right support reaches the right hands. This initiative aims to uplift communities through responsible and inclusive economic participation.
Education Support Loan
Investing in Bright Futures
Akhuwat Microfinance provides interest-free education support loans to students who wish to pursue academic or vocational studies but face financial constraints. These loans aim to promote equal access to education by helping cover tuition fees, books, and other essential educational needs. By supporting committed learners from underserved communities, we strive to build a more educated and empowered society. Every application is assessed fairly, ensuring that support reaches those who need it most in a respectful and dignified manner.
Why Choose Akhuwat Microfinance
We provide accessible, interest-free financial services to empower underserved communities across Pakistan. Our transparent and ethical model fosters dignity, inclusivity, and sustainable economic growth.
Interest-Free Loans
We offer Shariah-compliant, interest-free microloans to help individuals start or grow their small businesses.
Community Impact
We work at the grassroots level to uplift communities and support long-term financial independence.
Trusted Nationwide
With branches across the country, Akhuwat is trusted by thousands for its transparent and ethical lending.
Voices of Hope
"Akhuwat changed my life. I started a grocery shop and now send my kids to school."
- Riaz Ahmed, Lahore"The education loan helped me complete my diploma and find a job. I’m grateful."
- Fatima Noor, Multan"I received a housing loan and was able to build a secure shelter for my family."
- Shabbir Hussain, Faisalabad"With the business loan, I started a tailoring shop that now supports my household."
- Naseem Bibi, Sahiwal"Thanks to Akhuwat, I returned to college and completed my degree."
- Bilal Khan, Rawalpindi"Their support gave me the courage to become self-employed. Highly recommend."
- Zahida Parveen, KarachiFrequently Asked Questions
Get in Touch – Akhuwat Microfinance
Have questions about applying for a business, education, or housing loan? Fill out the form below and our team will contact you shortly.
Our Loan Process
Akhuwat Microfinance follows a transparent and dignified approach to offer interest-free loans to empower individuals and communities.
1. Apply
Submit your loan application form at your nearest Akhuwat center or apply online with the required documents.
2. Evaluation
Our field officers conduct an assessment of your eligibility and verify your documents through a community-based process.
3. Approval
Once verified, your application goes through a transparent review and is approved based on defined criteria.
4. Disbursement
The loan amount is disbursed at a community gathering (mosque or church), ensuring dignity and transparency.
Disclaimer
This website provides information and facilitates application for interest-free microfinance loans under the name "Akhuwat Microfinance Loan." While we are an independent platform and officially affiliated with the Akhuwat Foundation, we offer genuine loan programs for housing, business, and education.
We are committed to transparency and encourage applicants to verify all details carefully. Loan approvals and disbursements are subject to our independent evaluation process.
Please reach out to us directly through the application channels on this site for assistance with your loan application.
