Our Loan Process
Akhuwat Microfinance ensures a simple, transparent, and community-driven interest-free loan process.
Apply
Fill your application form with CNIC and basic information.
Review
Our team conducts evaluation & verification visits.
Approval
Loan committee finalizes selection transparently.
Disbursement
Loan is disbursed interest-free in community gatherings.
Step 1: Application
Applicants start by submitting a simple form through Akhuwat Microfinance centers or our official platform. Necessary documents like CNIC and a brief explanation of loan purpose are required.
Step 2: Evaluation
Field teams visit your home or workplace to verify income, household conditions, and credibility. We use a community-based assessment system to ensure transparency and fairness.
Step 3: Approval
Loan applications are reviewed by a local committee—often at mosques or community halls—to finalize deserving individuals. Our goal is to empower and not burden.
Step 4: Disbursement
Once approved, the loan is disbursed interest-free in a formal setting, respecting the borrower’s dignity. Repayment terms are explained clearly and agreed mutually.